Joint EBA-ECB Report on Payment Fraud: Strong Authentication Remains Effective but Fraudsters Are Adapting

Strong customer authentication has reduced payment fraud — but are security frameworks keeping pace with the tactics fraudsters are now using? The European Banking Authority (EBA) and the European Central Bank (ECB) have published their 2025 joint report on payment fraud in the European Economic Area (EEA). While the overall fraud rate remained stable at […]